If you have been injured in a car accident while riding as a passenger in Seattle, you need to find a Seattle passenger car accident injury lawyer. A Seattle personal injury lawyer will be able to help you maximize your recovery from the possible people that have caused your injury. Passengers have a lot of options if injured in a car accident as they often are allowed to recover from the driver of the car if the driver caused the car accident by any bit.
Seattle Passengers Injured in Car Accidents Have Many Options For Medical Payments
People who are injured as a passenger often are afforded the ability to use the driver’s personal injury protection car insurance coverage. This is a no fault option that is available to pay for your medical bills right away. Without PIP you would be forced to use your medical insurance to pay for medical bills now because the at fault part’s insurance will not cover your medical bills until you settle with them. PIP insurance can pay for your hospital bills, chiropractic appointments, physical therapy, massage, surgeries, and even for your lost wages. Most people only have $10,000 PIP policies but possibly more if they paid for extra coverage.
In addition to using the driver of your car’s PIP insurance, you may also be able to use your own PIP insurance through your auto insurance. As long as you have used up all of the other PIP, you can possibly use your own even though your car was not involved in the car accident. A Seattle personal injury lawyer can advocate on your behalf to get you these benefits.
Seattle Passengers Can Go After Their Own Driver and The Other Driver
If you are injured in a car accident as a passenger, you have many options of recovery. If your driver and the other driver involved in the car accident both shared fault for the car accident, the passenger can go after both insurance policies to recover their damages. This can be very helpful if one insurance company does not have very much liability insurance coverage, which $25,000 is the minimum limits in Seattle.
Seattle Passenger Car Accident Injury Victims Can Use Their Own UIM as well as Driver’s
If for some reason the other driver does not have insurance, you are entitled to use the driver of your car’s Uninsured Motorist Insurance (UIM). UIM insurance basically steps in as if they other person had insurance and the insurance carrier will use all defenses that person had.
In addition to being able to use the driver of the car’s UIM insurance, a Seattle car accident injury lawyer may be able to advocate for having your own UIM insurance coverage on your vehicles step in and cover you. Your lawyer will have to prove that there is no other means of recovery in order to use this.
What are Seattle Passengers Injured in Car Accidents Entitled to?
If you are injured in a Seattle car accident while riding as a passenger, you are entitled to your medical bills being fully paid for or reimbursed, your lost wages paid, your future lost wages paid if you can no longer work, and pain and suffering. Being injured in a Seattle car accident can leave you with outrageous medical bills, broken bones, and permanent injuries. It is important that you have a Seattle car accident injury lawyer representing you for your case so that you receive what you are entitled to and not what insurance companies want to pay you.
Contact a Seattle car accident injury lawyer today at Cherin Law Firm. We offer free consultations and are paid out of the settlement. Therefore, there is no money out of your pocket and we only get paid if we obtain a settlement for you. Anyone can afford a Seattle car accident injury lawyer but you cannot afford not to have one against the insurance companies.