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What do I tell the insurance company after a car accident?

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After our clients have been injured in a Seattle car accident, two of the first questions they ask us are: “What should I say to the insurance company both mine and the defendant’s? What should I not say to the insurance company?”

The most important thing to keep in mind when speaking with an insurance company is to be very cautious and guarded, even if it is your own insurance company, because their mission is to find out whatever information benefits them.

You may think that they have your best interests at heart, but they are a business and thus they want to save money by paying as little as possible to you for your car accident injuries. This means that they will either try to minimize your claim or deny it altogether, depending on the information they obtain from you. This is why it is best if you say as little as possible. Anything you say can be twisted to be used against you and in favor of the other party.

ONLY GIVE OBJECTIVE INFORMATION WHEN REQUESTED

 

When dealing with the other driver’s insurance company, it is best if you only give objective information that is requested, such as the date of the Seattle car accident, your insurance policy information, and your contact information, and that you would like to talk to your personal injury lawyer if more information is requested. You only want to give them information when they request it and nothing more.

Most people will down play their injuries initially because they don’t want to be looked at as weak or meager. Additionally, people don’t want to say they are injured and how bad because they are uncomfortable talking about their pain and vulnerability after a car accident. For this reason, many men do not file a personal injury case against the insurance company and will rather tough out injuries and not seek treatment unless they need surgery.

In terms of your own insurance company, you have an obligation under your insurance contract to speak with them, but you still want to be very cautious about anything you sign or about giving a recorded statement. In your recorded statement it is ok to consult with your attorney before talking. Additionally, you can say that you do not know the extent of your injuries and you are currently seeking medical treatment for the injuries you suffered in the car accident.

If you have been injured in a Seattle car accident, you should think about talking to a Seattle personal injury lawyer first to determine your rights and what you are entitled to. You could be entitled to $10,000 or more for your car accident injury case. Best of all, consultations are free and Seattle personal injury lawyers are only paid out of the settlement and do not charge anything if we cannot recover anything for you. Anyone can afford a personal injury lawyer but you can’t afford not to have one against the insurance company.

 

 

Andrew CherinWhat do I tell the insurance company after a car accident?

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