If you are injured in a car accident with a Lyft driver or while riding in a Lyft car in Seattle, there are a lot of possible insurance companies at fault for your injury case. You could have the benefit of many possible insurance companies to recover money from to pay for your injury treatment and pain and suffering.
If you are hit by a Lyft driver, you have three avenues to recover: Lyft insurance, the at fault driver’s insurance, or your own insurance. If the Lyft driver is actively looking for a passenger to money or has a Lyft passenger, Lyft’s insurance coverage will cover the car accident.
If you are hit by a lyft driver who is not actively searching for a Lyft customer or has a Lyft customer, the Lyft driver’s personal insurance coverage will be responsible for your car accident injury case.
If you are hit by a Lyft driver that doesn’t have insurance for whatever reason and Lyft’s insurance doesn’t apply because there was no passenger or active search for a passenger, your own insurance will cover your car accident injury case if you have UIM insurance (uninsured motorist insurance). This insurance coverage will step in and pay for your medical bills, lost wages, and pain and suffering as if they were representing the defendant. You need a lawyer for this case.
If you are a passenger in a Lyft car accident, you have possible avenues to recover from such as Lyft or the other driver that hit your Lyft driver. If you have your own insurance coverage for UIM and PIP, it will step in and cover your medical bills and personal injuries that Lyft did not have enough coverage to compensate you for.
If you have any questions, call Andrew Cherin today at 2068506716 or email me at [email protected].