Lyft

Uber and Lyft Required to Have PIP

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What if you are in an Uber or Lyft car that is hit by another car? Many people have wondered who is going to pay for their car accident injuries immediately following the car accident. Can you go to the emergency room and not have to pay out of pocket? Can you go see a chiropractor and not pay out of pocket?

Who is going to pay for your medical bills right now? The defendant’s insurance, if you are hit by another car while riding in a Lyft or Uber, will not pay for your medical bills immediately. This is because they will only make one settlement payment to you that will encompass compensation in full for medical bills, lost wages, and pain and suffering, among others. In order to maximize your recovery, you should wait until you no longer require any further medical treatment to settle your case with the defendant’s car insurance. They will not pay your right away for medical bills so don’t expect them to, even though they will in the end (there is an exception if you are a passenger of an at fault vehicle, a pedestrian, or a bicyclist hit by a car).

What to do to pay for your medical bills after a Lyft or Uber accident? Contact Uber or Lyft and get your claim number and PIP application from them. Washington State now requires Uber and Lyft to carry PIP insurance for their passengers.

Senate Bill 5550 in 2015 was passed and now amends the law on required automobile insurance to apply to ride sharing services like Uber and Lyft. Now Uber and Lyft must provide at a minimum $10,000 in PIP benefits to their passengers if there is a car accident involving their drivers no matter if it was their driver’s fault or not.

If you have been injured in a car accident while riding in an Uber or a Lyft car, you are entitled to PIP from Uber or Lyft today! Don’t let them fool you into thinking they are not required to cover your medical bills and the other driver at fault is required to pay for your medical bills. If you have been injured in a Seattle Uber or Lyft car accident, contact me today for a free consultation. 

Andrew CherinUber and Lyft Required to Have PIP
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Lyft Car Accident In Seattle: What to do?

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If you are injured in a car accident with a Lyft driver or while riding in a Lyft car in Seattle, there are a lot of possible insurance companies at fault for your injury case. You could have the benefit of many possible insurance companies to recover money from to pay for your injury treatment and pain and suffering.

If you are hit by a Lyft driver, you have three avenues to recover: Lyft insurance, the at fault driver’s insurance, or your own insurance. If the Lyft driver is actively looking for a passenger to money or has a Lyft passenger, Lyft’s insurance coverage will cover the car accident.

If you are hit by a lyft driver who is not actively searching for a Lyft customer or has a Lyft customer, the Lyft driver’s personal insurance coverage will be responsible for your car accident injury case.

If you are hit by a Lyft driver that doesn’t have insurance for whatever reason and Lyft’s insurance doesn’t apply because there was no passenger or active search for a passenger, your own insurance will cover your car accident injury case if you have UIM insurance (uninsured motorist insurance). This insurance coverage will step in and pay for your medical bills, lost wages, and pain and suffering as if they were representing the defendant. You need a lawyer for this case.

If you are a passenger in a Lyft car accident, you have possible avenues to recover from such as Lyft or the other driver that hit your Lyft driver. If you have your own insurance coverage for UIM and PIP, it will step in and cover your medical bills and personal injuries that Lyft did not have enough coverage to compensate you for.

If you have any questions, call Andrew Cherin today at 2068506716 or email me at andrew@lawcherin.com.

Andrew CherinLyft Car Accident In Seattle: What to do?
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