Drunk Driving Car Accidents

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Being injured in a Seattle car accident with a drunk driver can have life altering consequences. In the flash of an eye, the drunk driver can seriously alter the course of someone’s life and their family’s lives as well.

Drunk driving is a serious issue even today with all of the potential ways to get home besides driving themselves, like Uber, Lyft, Lightrail, the bus, etc. There are too many options to make the excuse that someone had to drive home from the bar or club when they were drunk. This excuse is inexcusable.

How to recover against a drunk driver?

If you are injured in a car accident with a drunk driver, you can make a claim against their insurance company. The minimum limits on insurance coverage in Seattle is $25,000, hardly enough to even cover one hospital bill.

With some statistics showing nearly 50% of people driving around with bare minimum or no insurance coverage, everyone should get uninsured or underinsured motorist (UIM) coverage added to your policy today. UIM insurance stands in and covers the additional damages that you suffered that were not covered by the policy of the drunk driver. This can cover lost wages, medical bills, pain and suffering, etc. Depending on how much coverage you buy, this could significantly help you if you are hit by a drunk driver.

What if the defendant and your UIM insurance is not enough?

Drunk driving car accidents cause drastic injuries that can have $500,000 in medical bills alone. If you or the defendant don’t have combined car insurance policies of $1,000,000 or more, you probably are not getting completely compensated for your injuries.

In the likely event that there is not enough insurance coverage to go around, you may have to look for other avenues to obtain compensation for your injuries. If other cars were involved, you may have another avenue to pursue that car’s insurance coverage.

Bars and restaurants can be liable for their drunk drivers

However, a more likely source of recovery is the bar or bars that the defendant who was drunk driving got hammered at. Bars are liable for over serving alcohol to people that are obviously intoxicated. The reason is that bars are making money off of selling lots and lots of alcohol, often taking advantage of people who are too drunk to understand when they have had too much to drink.

The state of Washington, like many other states, believes that bar owners and serves should prevent people from getting too drunk to drive. In Washington state, the legal blood alcohol limit is .08, which can be as little as two alcoholic drinks. Many people drink far more than two alcoholic drinks when they frequent a bar.

To make bar owners and servers more responsible so they don’t take advantage of drunk people and to keep drunk drivers off the road, the state of Washington created a statute which holds bars responsible for their patrons who get too drunk and hit someone while drunk driving. This is called the dram shop statute.

What is the dram shop statute?

The dram shop statute states that bars must refuse to serve people that are obviously intoxicated or they will be responsible for injuries that are caused by the drunk driver. The state requires training for bar tenders to detect over intoxicated patrons.

Bars are jointly and severely liable for the injuries caused by drunk drivers that got drunk at their bar. This means that the bar can be responsible for 100% of the damages that are caused despite the other person’s fault in driving drunk.

Bars in Seattle are generally required to have a minimum of $1,000,000 in liability insurance for these very reasons.

Dram shop cases are very tough and require a lot of investigation to determine that someone was over served while at a certain bar. However, most people go to bars or clubs with friends. There will be witnesses to see how drunk someone was at the bar or club and someone saw them continue to be able to buy drinks besides obvious signs of intoxication.

Witnesses are hard to find and their testimony may become vague or clouded over time. For these reasons, it is important to hire a Seattle personal injury lawyer as soon as possible in order to collect and preserve vital evidence to your injury case. Call today for a free consultation (206) 850-6716 or email

Andrew CherinDrunk Driving Car Accidents
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Tailgating causes traffic not slow drivers?!

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I came across an article in the Wall Street Journal from October 12, 2016 that stated that driving slow and steady in traffic is better at relieving traffic than tailgaters who are actually causing traffic jams.

The article was written around a theory by Seattle engineer William Beaty. Mr. Beaty theorized that by driving slower and leaving a gap in front of you, you can maintain your speed while allowing others to merge or exit in front of you as they please, easing bottlenecks.

The theory is that traffic jams are created when people who are not in the exit lane but need to get into the exit lane merge over at the last second but are blocked by people not allowing them in by tailgating. This causes the lane that the person trying to exit to slow down because the late merging car needs to get over first before they can go around them. This can push traffic back for miles depending on how congested traffic is at the time.

People that tailgate leave no room for people to merge into an exit lane or from an onramp, slowing down traffic behind that car. This pushes traffic back, when had they let the car merge into their lane, traffic in the last minute exiter or merger could continue to move freely without braking.

The theory is that if everyone left space for others to merge over or let people merge over as soon as they want, traffic would freely flow, assuming that everyone is driving at the same speed. Speeders, tailgaters, last minute decision makers are the ones that are actually causing traffic jams, not the slow steady moving traffic people.

Tailgating causes car accidents when the car in front of them unexpectantly has to slam on their brakes. This causes a rear end car accident and injuries to the person and backs up traffic for miles as the cars have to pull over to the side of the road or sit their waiting for ambulance, tow trucks, and or police to arrive. Car accidents can block multiple lanes and even the whole freeway depending on how severe the injuries suffered in the car accident are.

Seattle already has some of the worst traffic in the US and it is only getting worse with some estimates stating 250 people are moving into the city every day. We do not have the best bus, light rail, or train system set up to handle the large amount of people that have to commute into Seattle every day so we must learn to be better drivers and avoid car accidents as much as possible.

Popular thought is that people need to speed and shorten distance between cars in order for traffic to continue to flow. This new theory comes counter to popular thinking but could work, if everyone maintained speed and did not accelerate, allowing others to merge in front of them so that traffic continues to flow with no one hitting their brakes.

Andrew CherinTailgating causes traffic not slow drivers?!
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Motorcycle cut off and crashes, who is at fault?

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If you are injured in a motorcycle accident in Seattle, you should hire a Seattle personal injury lawyer to look into the facts of your case. Most insurance companies are biased against motorcycle riders and feel like they are unsafe people in general. However, this is not the case. Motorcyclists are just like every other person who enjoys the freedom of driving with the wind in their hair/helmet.

Motorcycle riders are susceptible to greater injuries than car drivers in car accidents

Motorcyclists are also far more vulnerable to being severely injured in a car accident. Motorcyclists are more prone to being injured in a car accident because they do not have the safety equipment like a seat, head rest, insulation of a big car, safety belt, and windows from protecting them. Motorcyclists are prone to being thrown from their bike if they are in a car accident, which is the equivalent of being thrown through a windshield in a car accident.

Motorcyclists are susceptible to aggressive drivers – who are at fault for car accidents

Motorcyclists are just like all other drivers on the road, plus a little more maneuverability. However, when someone cuts off a motorcyclist, they cannot merely slam on their brakes and be ok. When a motorcycle slams on its brakes, it severely increases the ability of the driver to be thrown over the handle bars or the bike from sliding out. This means if a car drives in front of a car at the last second and the rider ditches their bike or falls off, the car that cut off the biker is at fault for any resulting injuries to the motorcyclist.

 Motorcycles are hard to see but it is not their fault

Some people claim that motorcycles are hard to see so they cannot be at fault for cutting off a motorcycle, illegally changing lanes in front of them, or coming into contact with them on a lane chance. Not heading the right of way to a motorcycle driver while going down the street is not a good excuse for car drivers who cause a motorcycle driver to fall off their bike and crash. The car driver will be at fault 100% of the time.

Motorcycle riders need help collecting evidence

Being injured in a motorcycle accident can leave the driver of the bike unconscious, whereby they cannot defend themselves if the other driver says the motorcycle driver was driving too fast, speeding, etc. that caused them not to see the motorcycle. There is a bias against motorcycles that are street bikes because people believe these people are racing at all times. This could not be further from the truth. However, this is why it is important for motorcycle riders to have mounted cameras on their bikes to act as an independent witness in case no one sees the motorcycle accident.

If you are injured in a motorcycle accident, contact a Seattle motorcycle accident injury lawyer today for a free consultation. We are paid out of the settlement so there are never any out of pocket fee costs to you. Call today (206) 850-6716.

Andrew CherinMotorcycle cut off and crashes, who is at fault?
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Should you call the police after a car accident?

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If you are injured in a car accident, you absolutely should call the police to come to the scene of the crime. Many people believe that they don’t have to call the police and they shouldn’t call the police because it will take too long for them to get there and the other person seems like a nice person.

While most people are good and honest people, some people will try anything they can to get out of owing something to someone, including a car accident that will go on their record, a ticket, and increased rates. They may try to lie about how the car accident happened or lie about their name and insurance information. Police will not stand for this and get the correct information for you.

If you do not call the police to the scene of a car accident, you are setting yourself up for a he said she said battle. This can end badly for you if you are injured in a car accident but there were no other witnesses and they create a story that sounds good, especially if you rear ended them or it was a T-bone type car accident.

Generally, when someone rear ends another person, they are at fault for the car accident and subsequent injuries that are caused. However, there are situations where someone pulled out in front of them or merged into their lane that caused a rear end car accident. These situations need witnesses to prove who caused the car accident.

Calling the police to the scene of a car accident is in your best interest if the other person caused the car accident. Police can document the scene of the car accident, take down witness reports, and take down insurance information for each party.

The other person will not run when they hear the police are being called and you have their license plate number. Saying that you are calling the police to the person that caused the car accident creates a need for them to stay at the scene. This is because if they try to flea the scene, they could be charged with a felony for hit and running, depending on the damage that they caused.

Getting witness statements and phone numbers is vital to any car accident injury case. Without independent witnesses, those people not related to you or friends of yours, you will have a battle of he said she said, even when police come to the scene. It is very important that at the very least, you flag down the person driving near you to get their phone number. You may never have to use it but their information can be vital to prove what really happened in a car accident.

Andrew CherinShould you call the police after a car accident?
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Why you should use your insurance in a car accident?

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I have heard it a thousand times, people believe that it is not good to use their own insurance in a car accident injury case. They want to go through the other party’s insurance to repair their car. This is not a good idea, especially if you are injured in the car accident.

You have car insurance for this very reason, yet many people want to not get their insurance involved because they believe that their insurance premiums will go up to a point where they cannot afford.

New flash: your insurance company will get wind of your car accident one way or another. Insurance companies like to talk and chances are the defendant’s insurance will report that you were in a car accident. Your insurance will get wind of it one way or another.

If your insurance company wants to raise your rates because you were injured in a car accident caused by someone else, that is a problem with the company and not you. You should find another company if this is the case. How dare you use your insurance for something that you pay a premium to them every month for! Trust me, there are many insurance companies out there that want your premium every month and they will charge you less than what your insurance company charges.

Here are the three reasons you want to use your insurance for a car accident injury case:

  1. Your insurance company has an obligation to treat you fair: This means that they cannot play games with evaluating you and your injuries. The other insurance company has no obligation to you and will try to convince you to drop your claim against them or diminish it as much as possible.
  2. The other insurance company will get an unfair look at your car damage and not give you the same courtesy: Often times in a car accident, the car that rear ends another car often has much more damage then the car that they hit. This is because rear car bumpers are generally much sturdier than the front bumper, which also house the hood and lights. If they have your damages and your car didn’t suffer much, they may try to claim a low impact case without revealing their insured’s major damages, which can pigeon hole your case and make you settle for much less than you deserve.
  3. You pay a lot of money in premiums to cover your car repair and medical damages with PIP premiums, why not use it? You should go through your own insurance company to pay for your medical bills because the other insurance company will not pay for your medical bills until you settle your case with them. This means that your hospital bill will go to collections and you may not be able to use your medical insurance to cover physical therapy, chiropractor, and massage therapy that you need. However, PIP covers all of these expenses immediately so that your bills do not go to collections and you can get the treatment you need now.
  4. PIP puts money in your pocket: If you use your PIP to pay for your medical bills and hire a Seattle personal injury lawyer to represent you in your car accident injury case, you will get more money in your pocket. This is because your car accident injury lawyer will be able to lower the amount you owe back in medical bills to insurance companies if you use your own PIP, which you wouldn’t get if you didn’t have a lawyer. The other insurance company would just pay back the other insurance company directly for the bills.

If you have been injured in a car accident, you can give Chern Law Firm a call today for a free consultation. Cherin Law Firm charges on a contingency fee, which means that we do not get paid unless you recover money. We do not charge you out of your own pocket. We are paid out of the settlement that the insurance company pays.

Andrew CherinWhy you should use your insurance in a car accident?
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When to use your insurance and when to use the defendant’s?

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There seems to be a lot of misguided information and confusion around the topic of whose insurance you should use following a car accident injury case to pay for your medical bills. Mistakenly, many people don’t want their insurance rates to go up so they try to avoid using their car insurance policy as much as possible since the other person was at fault. This is bad and here is why.

The defendant’s insurance will not pay for your medical bills, pain and suffering and lost wages, until you settle with them.

This means that the defendant’s insurance company will not pay for your medical bills until you come to a settlement with them, which should only be when you are fully healed and have completed all your medical treatment. There is one exception, this doesn’t apply to people who are injured while using a bike or as a pedestrian, which are entitled to the defendant’s PIP (personal injury protection) policy, which acts like medical insurance and pays for your medical bills. If you are injured in a car accident, you can only use your own PIP if you are the driver. If you were the passenger, you get to use the driver’s PIP as well as your own, if you have a separate policy.

In the mean time, who is paying for your medical bills?

Since the defendant’s insurance company will not pay for your medical bills suffered in the car accident, who is going to pay for your medical bills and stop them from going to collections? If you have a PIP plan with your car insurance, you should absolutely use it.

PIP pays for any and all medical treatment such as hospital bills, ambulance rides, emergency room bills, chiropractor visits, physical therapy, massage therapy, doctors visits, and more. Most people have $10,000 in PIP benefits but some have $35,000 or more. Check out your insurance policy or call your insurance adjuster to find out how much you have.

If you run out of PIP, you can use your medical insurance to continue paying for medical treatment so long as the treatment is covered according to your policy and the treatment provider is ok with using it.

Additionally, some medical facilities will allow you to pay them back out of the settlement and continue to get treatment after your PIP has been exhausted. However, most medical facilities will require you to have a personal injury lawyer represent you and have them sign an agreement that says they are entitled to be repaid out of the settlement for their treatment of you.

What claim numbers do you give to your medical providers?

It is important that you give your PIP claim number to all of your medical providers especially hospitals and ambulances who will send you to collections very quickly if they are not paid within a couple months of service. You should not give the defendant’s insurance claim numbers to your medical providers, as they cannot bill them and the claim will be rejected, which may make the medical facility send you to collections.

Give your PIP claim number to all of your medical providers at the outset of your appointments so that all billing goes through your PIP.

They were responsible, shouldn’t they pay?

Yes, and they will. The defendant’s insurance company will repay all medical bills that have been paid by your PIP policy, medical insurance, and those you paid out of pocket or are waiting to pay back on a lien. This will come out of the settlement in addition to compensating you for your lost wages and pain and suffering.

Using PIP puts more money in your pocket

All medical bills are subject to being paid back by the defendant’s insurance company and to whoever paid them. However, if you hire a car accident injury lawyer to represent you for your injuries, your lawyer will be able to reduce the amount of PIP benefits that you have to pay back by at least 1/3, putting that money in your pocket, instead of your insurance company’s pocket. This is because you hired a lawyer to represent you and attorney’s fee are usually 1/3 of the settlement. State courts have found it unfair for the PIP insurance company to benefit from your hiring of a lawyer, who obtains money for their repayment out of the settlement.

Scared of racking up too many bills?

If you are scared of racking up too many bills because you believe you may not be able to get them paid for out of a car accident settlement, you should contact a car accident injury lawyer today. The Cherin Law Firm offers free consultations and will answer all your questions about your case, case value, PIP benefits, etc. Additionally, the Cherin Law Firm is paid out of the settlement and charges 1/3 of the settlement, which never comes out of the client’s pocket. Therefore, anyone can afford our services but you cannot afford not to have a lawyer representing you against the insurance company who are professional negotiators.

Andrew CherinWhen to use your insurance and when to use the defendant’s?
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Defensive Driving Tip: Drive Like People Have No Clue

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Driving around the streets and highways of Seattle you come to find that most people do not know how to drive and traffic sucks. If you are driving on I-5 near Seattle, you could be going 60 mph only to come to a complete stop nearly two minutes later. This is how congested this city has become and has been with poor road designs. What makes matters worse, is when people either don’t see you and try to merge into your lane or are driving like a maniac all over the place.

Seattle Car Accidents Are Avoidable?

Some car accidents are unavoidable as just bad luck or bad timing comes into play preventing someone from seeing another person in the road. However, most car accidents are avoidable if you use common sense, are constantly aware of your surroundings, and you drive defensively.

What does it mean to drive defensively to avoid car accidents?

Defensive driving schools around the country teach you to anticipate other car’s actions. This means that when you are driving along the road and someone is driving next to you or just in front of you, always imagine them trying to merge into your lane. If you are approaching an exit ramp on I-5 in Seattle and there is a car just in front of you, anticipate them cutting in front of you at the last second to get into your lane.

When you anticipate that cars are going to try to get into your lane, you can prepare to break and leave space for them to avoid a car accident from happening. Giving just a little extra space and slowing down just slightly can be the difference between you rear ending them and not.

Avoid Driving Next to Other Cars Prevents Car Accidents

When you are driving along the freeway or on residential streets, it is important to not drive right next to another car. Driving right next to other cars puts you in their blind spots where they may assume there is no car next to them as they try to merge into your lane.

You should always try to leave some space between you and the car driving next to you. Either accelerate to get in front of them or slow down to let them get further in front of you. With all the distractions that people are dealing with these days while driving, you should anticipate that they are distracted and don’t see you.

Cars Driving Fast or Swerving Lanes – Stay Calm

You should constantly be scanning your rearview mirror for potential crazy and aggressive drivers. Too many people are driving on the road with road rage these days and trying to get to places extra fast.

If you see someone coming up behind you that is weaving in and out of lanes stay in your lane and do not try to merge lanes until they have passed you. Crazy drivers are only out for themselves and believe that the road is theirs to concur. They are trying to pass you and everyone else by getting around you. They will try to accelerate around you with little or no signal or warning. Because of this, it is better to stay in your lane until they have passed so they don’t cause a rear end car accident with you and push you into other cars.

If you have been injured in a Seattle car accident, please call the personal injury lawyers at Cherin Law Firm for a free consultation. Our Seattle car accident injury lawyers are paid out of the settlement so everyone can afford to hire a Seattle personal injury lawyer but you cannot afford not to hire one.

Andrew CherinDefensive Driving Tip: Drive Like People Have No Clue
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Whose Insurance Covers Seattle Uber and Lyft Car Accident Injuries

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Uber and Lyft are everywhere these days and they provide a great service for those looking for a ride to an area that charges a lot for parking or a ride home from the bar. However, if you are ever in a car accident with an Uber or Lyft driver you may be facing an uphill battle while you try to find out whose coverage will cover your injuries suffered in the car accident. This is because there are basically three levels of insurance that could be at fault.

Whose Insurance Will Cover Seattle Uber Car Accident Injury Case?

Uber and Lyft hire drivers to drive for them who are not quite employees but actually contract for hire employees. Therefore, when the Uber or Lyft driver does not have a passenger and is not actively searching for a rider with the Uber or Lyft app, they are not really working on Uber or Lyft time. Therefore, Uber and Lyft do not cover the insurance for their driver during this time if they get into a car accident, which can have implications on the driver of Uber and Lyft and others.

Seattle Uber or Lyft Driver Not Using App Car Accident

When an Uber or Lyft driver is not considered a driver, they must maintain their own car insurance. If your are injured in a Seattle car accident with an Uber or Lyft driver at this point, the Uber or Lyft driver’s own insurance will cover your car accident injuries. If they do not have their own insurance, you must use your UIM (uninsured motorist insurance) to cover your injuries.

Seattle Uber or Lyft Driver Looking for a Passenger Car Accident

When an Uber or Lyft driver is actively using the app to find a passenger to make money, Uber and Lyft must have a minimum liability insurance coverage for their driver of  $50,000 per person and $100,000 per accident, as well as $30,000 for property damage, and Underinsured Motorist (UIM) benefits and Personal Injury Protection (PIP) coverage to the extent required by existing law (currently UIM minimum to match the liability coverage, and PIP minimum of $10,000).

PIP coverage pays for medical bills while you wait for your settlement with the at fault party. Washington State Law appears to make PIP mandatory with a minimum required of $10,000. Unfortunately, the only thing required by the law is for the insurance company to offer you $10,000 in PIP coverage not that you have or maintain $10,000 in PIP coverage, which is completely strange. Uber and Lyft have chosen not to include PIP coverage with their insurance policies, in line with Washington State Law.

Uber or Lyft Driver with a Passenger Car Accident

Once the Seattle Uber or Lyft driver accepts a ride and is in route to pick up the passenger or they already have the passenger, the insurance coverage increases to single limit liability coverage of $1 million, UIM coverage of $1 million, and PIP coverage to the extent required by existing law.  This coverage remains in effect until the passenger exists the vehicle.

This means that if you are injured in a car accident caused by a Lyft or Uber driver, the insurance company for Uber or Lyft will cover your injuries up to $1 million in damages caused by their driver. This will cover your medical expenses, lost wages, lost future wages, and pain and suffering.

If you have been injured in a car accident by an Uber or Lyft driver contact a Seattle personal injury lawyer immediately. Our Seattle car accident injury lawyers at Cherin Law Firm will quickly investigate your case to determine which insurance company will cover your damages. Consultations are free and we are paid out of the settlement. Everyone can afford a Seattle personal injury lawyer but you can’t afford not to have one against Uber or Lyft’s insurance company.

Andrew CherinWhose Insurance Covers Seattle Uber and Lyft Car Accident Injuries
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Seattle Tolls Coming to Mercer Street?!

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The Wall Street Journal recently published an article about New York and cities around the world looking into tolling not just freeways, but individual roads in an effort to curb traffic jams. New York is known for its heavy traffic and hustle and bustle lifestyle. New York has seen heavy traffic times create longer traffic jams slowing travel time from 6mph to 4mph on average recently in certain areas. The study cites increased ride sharing drivers and decreased road space like bike lanes as one of the causes of increased traffic.

London has had tolls on some of their major roads to help ease congestion since 2003. The Wall Street Journal stated that congestion was eased by 30% the first couple years following implementation. However, congestion has risen again with the rise of Uber and Lyft drivers who constantly circle the heaviest traffic areas and are exempt from such charges.

The city of Seattle also has traffic congestion issues not just caused by car accidents on the road. Seattle has much more people living and working in the city than ever before because of increased technology jobs booming the city which adds to the traffic. Additionally, Seattle has tried to combat traffic and pollution by cutting down lanes by adding bike lanes, which has further added to traffic times.

The city of Seattle is spending $200 million on a study this year to determine if a toll on some of it’s busiest roads would help fund city roads and ease congestion. The study most likely is targeting the ever crowded Mercer Street in Seattle that is getting busier and busier as new building continue to emerge around Amazon and other tech leading companies.

Tolling roads will most likely lead to angry drivers and congestion in other parts of the city, as many people are not satisfied with current methods of alternative transportation such as buses, bikes, and trains. The trains do not go to many smaller suburbs of the city and do not reach far enough for commuters to realistically change their habits of driving into the city. Bus times often take far longer than driving your car into the city and do not give many people the freedom that they covet. However, tolling roads would add a source of revenue to the city to fund expansion of light rail and repair city roads that are constantly falling apart.


Andrew CherinSeattle Tolls Coming to Mercer Street?!
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Seattle Passenger Car Accident Injury Case

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If you have been injured in a car accident while riding as a passenger in Seattle, you need to find a Seattle passenger car accident injury lawyer. A Seattle personal injury lawyer will be able to help you maximize your recovery from the possible people that have caused your injury. Passengers have a lot of options if injured in a car accident as they often are allowed to recover from the driver of the car if the driver caused the car accident by any bit.

Seattle Passengers Injured in Car Accidents Have Many Options For Medical Payments

People who are injured as a passenger often are afforded the ability to use the driver’s personal injury protection car insurance coverage. This is a no fault option that is available to pay for your medical bills right away. Without PIP you would be forced to use your medical insurance to pay for medical bills now because the at fault part’s insurance will not cover your medical bills until you settle with them. PIP insurance can pay for your hospital bills, chiropractic appointments, physical therapy, massage, surgeries, and even for your lost wages. Most people only have $10,000 PIP policies but possibly more if they paid for extra coverage.

In addition to using the driver of your car’s PIP insurance, you may also be able to use your own PIP insurance through your auto insurance. As long as you have used up all of the other PIP, you can possibly use your own even though your car was not involved in the car accident. A Seattle personal injury lawyer can advocate on your behalf to get you these benefits.

Seattle Passengers Can Go After Their Own Driver and The Other Driver

If you are injured in a car accident as a passenger, you have many options of recovery. If your driver and the other driver involved in the car accident both shared fault for the car accident, the passenger can go after both insurance policies to recover their damages. This can be very helpful if one insurance company does not have very much liability insurance coverage, which $25,000 is the minimum limits in Seattle.

Seattle Passenger Car Accident Injury Victims Can Use Their Own UIM as well as Driver’s

If for some reason the other driver does not have insurance, you are entitled to use the driver of your car’s Uninsured Motorist Insurance (UIM). UIM insurance basically steps in as if they other person had insurance and the insurance carrier will use all defenses that person had.

In addition to being able to use the driver of the car’s UIM insurance, a Seattle car accident injury lawyer may be able to advocate for having your own UIM insurance coverage on your vehicles step in and cover you. Your lawyer will have to prove that there is no other means of recovery in order to use this.

What are Seattle Passengers Injured in Car Accidents Entitled to?

If you are injured in a Seattle car accident while riding as a passenger, you are entitled to your medical bills being fully paid for or reimbursed, your lost wages paid, your future lost wages paid if you can no longer work, and pain and suffering. Being injured in a Seattle car accident can leave you with outrageous medical bills, broken bones, and permanent injuries. It is important that you have a Seattle car accident injury lawyer representing you for your case so that you receive what you are entitled to and not what insurance companies want to pay you.

Contact a Seattle car accident injury lawyer today at Cherin Law Firm. We offer free consultations and are paid out of the settlement. Therefore, there is no money out of your pocket and we only get paid if we obtain a settlement for you. Anyone can afford a Seattle car accident injury lawyer but you cannot afford not to have one against the insurance companies.

Andrew CherinSeattle Passenger Car Accident Injury Case
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